A Minnesota couple were denied a homeowners insurance quote after they mentioned on their application that they had adopted a pit bull dog. Michael Quinones and his fiancee, Samm Adams, applied for a new homeowners insurance policy after they adopted a pit bull from a local animal shelter. They learned that several carriers have internal […]
The use of unmanned aerial systems, or UAS, has evolved from the battlefields of the Middle East to the backyards of America. These systems, more commonly known as “drones”, allow users to take still photos and videos from high vantage points for little or no cost. However, when these systems cause damage to a neighbor’s […]
Summer storms can bring more than heavy rains, high winds, and hail stones. These powerful weather systems can also bring headaches tied to the homeowners insurance claims process. While the advertising messages from insurance companies would persuade customers that the process is simple, painless, and fast, the reality is far from the fantasy presented in […]
A Missouri woman and two Florida families found out that their homeowners insurance coverage failed to protect them from devastating damage to their investments. In Missouri, a woman learned that her homeowners insurance coverage would not cover damage from a backed-up sewer line that spewed raw sewage into her bathroom. In Florida, an insurance provider […]
A recent report in the Dallas Morning News showed that homeowners with poor credit can expect to pay more than double the Texas homeowners insurance rates of their neighbors with excellent credit. The report showed that homeowners with credit problems paid an average of 50 percent more for their Texas homeowners insurance rates than those […]
A family in upstate New York was left homeless after their basement wall collapsed and their flood insurance policy failed to cover the damages. Severe flooding in the Rochester area left the Burkhart family with a huge hole in their basement wall. Fire crews told the family to evacuate the home, as the basement quickly […]
A 2002 lawsuit filed by the State of Texas has finally been resolved with a Farmers Insurance lawsuit settlement totaling $84.4 million. State attorneys filed the lawsuit on behalf of Farmers policy holders. The Farmers Insurance lawsuit settlement stems from charges that the insurer forced policy holders to pay higher premiums while providing reduced coverage. […]
A recent report showed that North Texas homeowners insurance rates rose by an average of eight percent in the last twelve months. The increase in Texas homeowners insurance rates far exceeds the inflation rate of less than two percent over each of the last two years. The report also showed that the number of claims […]
A recent report implies that a proponent of a failed Texas homeowners insurance reform bill asked Governor Greg Abbott to “personally intervene” on behalf of his organization. The report shows emails between Texans for Lawsuit Reform CEO Richard Weekley and Governor Abbott regarding a measure that would make it more difficult for policy holders to […]
An Oregon homeowners insurance lawsuit seeks to change an insurer’s practice of not providing policies for homeowners who use pit bulls as service dogs. The homeowners insurance lawsuit alleges that Travelers Insurance discriminated against Portland-area homeowners who use pit bulls as service animals. Investigators with the Fair Housing Council of Oregon found that the insurer […]