All the recent hailstorms lately—Denton, Frisco, Dallas, Killeen, McAllen, Eagle Pass, etc.—have reminded me of an issue I’ve been meaning to blog about for quite a while. I first ran into this “patching” or roof repair issue when I was working as an independent insurance adjuster for State Farm and USAA. We would be instructed […]
The United States Supreme Court’s recent decision to pass on reviewing a city ordinance that prohibits the renting homes to undocumented immigrants could affect the status of similar immigration laws in other parts of the country. The ordinance in place in the small town of Fremont, Nebraska, requires that renters apply for a permit, pay […]
I noticed about a week ago that all the males in our Houston office were sporting goatees. Are we starting a new trend or just following the herd
http://www.theonion.com/articles/how-to-prepare-for-hurricane-season,35966 As the Onion article above shows, we must always keep hurricane preparedness a priority. Our most prized possessions are depending on it! Actually, almost all homeowners policies have a very low sublimit for collectibles. If you really do have a collection of rare items, firearms, gold, coins, stamps, etc., it’s worth discussing it with […]
I was born in Bryan, Texas. My parents moved there in the early 1980’s in their search for a better life. My father was forced to flee his home country of Nicaragua because of the political instability created by the communist revolution. My mother, a native Honduran, met my father on the beaches of Tola […]
If you have homeowners insurance or renters insurance you need to understand your rights. Most policies which include personal property or contents fall under two forms of coverage: replacement cost and actual cash value. Replacement cost value means what you would expect: your property is covered up to the amount of the manufacturer’s suggested retail […]
A recent report in USA Today illustrated the extent of physician drug abuse in the medical community. The report illustrated how doctors, nurses, anesthetists and other medical professionals have engaged in systematic theft and abuse of prescription drugs, including Percocet, Vicodin and Oxycontin. The report has raised concerns among medical professionals, insurance companies, patients and […]
Former patients and their families are attempting to place a measure on the November ballot that would revise a 1975 law that places caps on non-economic damages in California medical malpractice cases. The Troy and Alana Pack Patient Safety Act would raise the limit on damages due to pain and suffering in medical malpractice cases […]