Most drivers understand how citations for moving violations can affect their driving record. However, some drivers may not be aware of how these violations can affect their auto insurance rates. Insurers use driving records, along with credit scores, to determine the premiums drivers will pay for coverage. Drivers with fines, court appearances and license suspensions […]
Tornadoes, hurricanes, heavy rains and other summer weather systems can cause homeowners to feel overwhelmed. Many of them rely on their homeowners insurance policies to cover nearly any kind of damage to their property. However, most homeowners insurance contain “fine print” that excludes many types of damage. A recent report in U.S. News and World […]
A recent class-action lawsuit alleges that agents with the U.S. Border Patrol have committed acts of immigrant abuse against undocumented immigrants. The accusations of immigrant abuse also include holding immigrants in cells for days with no food, water or beds. The lawsuit, filed by the American Civil Liberties Union of Arizona, the National Immigration Law […]
A proposed medical malpractice law has earned the support of both New York City Mayor Bill DeBlasio and New York State Governor Andrew Cuomo. The bill, known as “Lavern’s Law”, would remove a statute of limitations placed on patients seeking to file lawsuits against public hospitals. The medical malpractice law has gained support from state […]
A recent study examined how insurance providers use a driver’s credit history to determine auto insurance rates. The study examined how auto insurance rates can vary from state to state and provider to provider for drivers with poor credit. In at least one instance, the study found that drivers with poor credit received auto insurance […]
The recent floods across Texas have highlighted the need for homeowners to have comprehensive flood insurance. The start of the official Atlantic hurricane season on June 1 also shows why homeowners in coastal areas need flood insurance coverage. Despite these issues, a spokesperson for the Insurance Council of Texas stated that more than half of […]
A study by the Center for Contemporary Families found that four out of every ten marriages in 2013 involved at least one divorced spouse. The study also found that marriages in which both spouses had a previous divorce accounted for 20 percent of all marriages. The research also showed that nearly half of all adults […]
A recent poll by the Pew Research Center found that 72 percent of Americans favor allowing undocumented immigrants to stay in the U.S. if they meet specific requirements. The poll asked more than 2,000 adults about their opinions on how issues surrounding undocumented immigrants should be handled. The survey also recorded answers to opinion-based questions […]
Ever since the invention of the automobile, drivers have fantasized about a self-driving car. Today, companies such as Google, Volvo and Mercedes are working together on vehicles that require minimal input from their drivers. While some drivers welcome the idea of cars that can drive themselves, this technology does raise questions about how auto insurance […]
Damages from hailstorms, tornadoes and record floods in the month of May could total over $1 billion in Texas storm insurance claims, according to the Insurance Council of Texas. Mark Hanna, a spokesman for the state insurance council, estimated that auto-related Texas storm insurance claims alone could exceed $250 million. While state and federal authorities […]